Avoid Potential Pitfalls When You Apply for Social Security   by Nate Johnson

in Finance    (submitted 2011-02-07)

Presently there are usually three main benefits provided by Social Security and whilst each of them maintain similar requirements and processes, an individual cannot apply for social security survivor benefits over the internet. Federal Insurance Contributions Act taxes provide for benefits and have been paid for by 96% of U.S. individuals. Disability, survivor, or retirement plan benefits depend on the applicant's taxation payments and employment record that has gone into the Program

Qualifications Demands

An individual has to have forty credits or a decade of work history in order to be qualified to receive income. There is a minimum criteria of six credits in the time of 3 years just before the impairment for disability income. Additionally you can be eligible for survivor benefits on the same criteria. In order to apply for social security benefits for retirees, a person should have forty credits or ten years of job history. Generally there are also age group specifications for benefits. A retired individual can be as young as sixty two years of age. A survivor without children can be as young as sixty. Regarding children who apply for social security survivor benefits, they need to be below the age of 18 or they can be nineteen years old whenever still in senior high school.

Somebody who possesses a impairment must satisfy the disabled prerequisites as spelled out in the definition of Social Security instructions. People are required to deliver records of their particular condition from a physician in addition to the label of medicines they are currently taking, street addresses and names of each of their doctors, plus a listing of medical-related test they have obtained. Information of a person's compensation claims which were records and their own last 5 positions is also needed. Folks can apply for social security disability online and will be needing the social security details of their kids and husband or wife, if relevant, their w-2 document and their military service release DD-214.

An individual might apply for retirement benefits at their neighborhood office, on the telephone, or on the internet. Information necessary are work background details, and place and date of birth. If spousal benefits will be applied for depending on work background the very same data is necessary on their husband or wife.

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If you're interested in more great advice to help you when you apply for social security benefits, be sure to visit How to Apply for Social Security Successfully.